Home Health Care Plan

 
 

 

People don’t go to nursing facilities because they want to; they go because they have to.

Our Home Health Care policy gives you the flexibility to utilize the type of care that can be right for you…in the comfort of your own home. With the ever-increasing incidence of in-home care as a result of people being discharged from the hospital faster, this policy has become very popular.

This policy is designed to help provide care in your home instead of in a hospital or nursing home.

Benefits are paid for:

    Skilled Nursing Care
    General Nursing Care
    Physical Therapy
    Speech Pathology
    Occupational Therapy
    Chemotherapy
    Specialist Services
    Enterostomal Therapy
    Respiration Therapy
    Medical Social Services
    Home Health Care Aide
    Adult Day Care

 

Optional benefits can also help cover:

    Prescription Drugs
    Annual Physical Exams
    Eye and Hearing Exams
    Ambulance
    In-hospital Private Duty Nurse

 

This is a brief description of some of the provisions of policies individually underwritten by Reserve National Insurance Company.

Only the actual policy provisions will control. Form numbers, benefits, policy provisions, and availability may vary by state. A licensed Company agent can provide details on benefits, costs, limitations, exclusions and waiting periods.